LENDINGHOW IT WORKS

How home financing works—without the guesswork.

Compare mortgage, refinance, and home equity options in one place, with clear steps and no pressure.

A Simpler Way to Explore Home Financing

Finding the right home financing option can feel overwhelming—rates, terms, lenders, and paperwork all at once. Estimate simplifies the process by helping you understand your options first, before you commit to anything.

Whether you’re buying a home, refinancing an existing mortgage, or accessing home equity, our approach is designed to give you clarity, not pressure.

1

Tell us about your goals

Answer a few questions about:

  • Your home and current mortgage (if applicable)
  • What you’re trying to accomplish (buy, refinance, or access equity)
  • Your general financial profile

This helps narrow down which options are most relevant to you.

2

See personalized financing options

Based on your information, we surface mortgage, refinance, or home equity options that align with your situation.

You’ll be able to:

  • Compare loan types
  • Understand payment ranges
  • See trade-offs between options

No commitment required.

3

Compare and learn at your own pace

Explore how different choices affect:

  • Monthly payments
  • Total interest
  • Loan structure and flexibility

Our goal is to help you understand—not rush—the decision.

4

Choose your next step

When you’re ready, you can:

  • Explore offers in more detail
  • Connect with a lender
  • Or simply walk away with better information

You’re always in control of what happens next.

What makes this different?

No obligation to proceed

No pressure to choose a specific option

Clear explanations, not sales tactics

Designed for education first, action second

Frequently asked questions

Ready to explore your options?

Compare mortgage, refinance, and home equity scenarios—on your terms.

Estimate

Realty.com helps homeowners compare mortgage, refinance, and home equity options—clearly, transparently, and without pressure.

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