LENDING OPTIONSREFINANCE
Explore your refinance options.
Lower your rate, reduce your monthly payment, or change your loan term—see what refinancing could do for you.

Refinance with Clarity and Confidence
Refinancing isn’t just about chasing a lower rate. It can help you reduce monthly payments, shorten your loan term, or access equity—if the numbers make sense.
Estimate shows you refinance options side-by-side so you can decide whether refinancing fits your financial goals today, not just in theory.
Start here
- Is Refinancing Right for You? Key Signs It Might Be Time
- Rate-and-Term vs. Cash-Out Refinance: What’s the Difference?
- How Much Can You Save by Refinancing Your Mortgage?
- Refinance Costs Explained: Fees, Closing Costs, and Break-Even Points
- When Refinancing Makes Sense—and When It Doesn’t
- How the Refinance Process Works from Start to Finish

Realty.com helps homeowners compare mortgage, refinance, and home equity options—clearly, transparently, and without pressure.
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